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What Happens Next?

  • Same‑day response during business hours (or within 24 hours at the latest).
  • We’ll confirm your scenario and send the next steps + document checklist.
  • You’ll get options tailored to your goal (purchase or refinance).

To speed things up, have these ready

  • • Photo ID
  • • Recent pay stubs / W‑2s (or 1099s if self‑employed)
  • • Bank statements (down payment / reserves)
  • • If refinancing: current mortgage statement

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