Miami Mortgage Broker

Mortgage Help in Miami (Purchase & Refinance)

Mortgage AF is a licensed Florida mortgage broker helping Miami buyers and homeowners compare options and move quickly. Whether you’re a first‑time buyer trying to understand cash‑to‑close or a homeowner exploring refinance, we’ll give you clear numbers and next steps.

Popular programs

• First‑time buyer options (FHA and other low down payment programs)
• Conventional loans for primary residences and some investment scenarios
• VA loans for eligible veterans and service members
• Jumbo loans for higher loan amounts
• Refinance (rate/term or cash‑out depending on eligibility)

Why a broker?

A broker can shop multiple lenders and match your loan to your scenario—often improving speed and options while avoiding last‑minute surprises.

Areas we serve

Miami and nearby areas:

FAQ

How long does pre-approval take?

Often within 24 hours once we have your basic info and documents. If you’re under contract, call us for priority.

Do you help first-time buyers?

Yes—FHA and other low down payment options, plus step-by-step guidance from offer to closing.

Do you help with refinance?

Yes—rate/term and cash-out refinance options depending on eligibility and goals.

¿Hablan español?

Sí. Podemos ayudarle en español por teléfono o email.